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Payments

Stripe

Payment gateway for international customers

Stripe integrates as a secondary payment option for stores with customers outside Indonesia. Supports cards (Visa/Mastercard/JCB/Amex), Apple Pay, and Google Pay.

Open website stripe.com

Capabilities

What you can do

  • Multi-currency display (USD, EUR, SGD, JPY, etc).
  • Automatic 3D Secure for fraud prevention.
  • Webhook events for order tracking.
  • Settlement to your Stripe account, then payout to local bank.

Setup

How to enable it

  1. ShopTopia Dashboard → Payments → click "Connect Stripe".
  2. Log in or sign up at Stripe.
  3. Verify business (lighter than Xendit).
  4. Activate on Pro+ tier.

Cost

What to know about cost

Per-transaction: 2.9% + Rp 2,000 for domestic cards, 3.9% for international cards. Settlement H+7 by default.

FAQ

Questions about this integration

  • Yes. Indonesian customers see Xendit options (QRIS, etc), international customers see Stripe (cards).

  • Yes for cards, but Xendit fits better for QRIS and local e-wallets which have higher penetration.

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