Platform · Payments
QRIS, e-wallets, cards , one integration.
Accept online payments via Xendit: QRIS, GoPay, OVO, DANA, ShopeePay, bank VAs, and cards, all without separate setup. Funds settle directly to your bank account.
The problem
Setting up many payment gateways is technical work that delays store launches.
Before Xendit, Indonesian sellers had to register and integrate each payment method one by one, each with its own API keys, webhooks, and contracts.
With ShopTopia + Xendit, a single KYC enables every method. Customers pick what fits; you just receive PAID notifications.
How it works
Turn on online payments in a day
Connect Xendit
Dashboard → Payments → Connect Xendit. Log in or sign up at Xendit, redirect back when done.
Verify identity
Upload KTP + photo + business docs (if any). Xendit reviews in 1–3 business days.
Auto-activate methods
Once approved, all methods (QRIS, e-wallets, VAs, cards) activate. No per-method configuration.
Auto settlement
Funds land in your bank account on the Xendit schedule (daily/weekly, configurable).
Features
Supported payment methods
QRIS, default checkout
Pay from every Indonesian e-wallet and mobile banking app. 0.7% fee (BI regulation). H+1 settlement.
Direct e-wallets
GoPay, OVO, DANA, ShopeePay, 2–2.5% fee. Best for urban younger buyers.
Bank Virtual Accounts
BCA, Mandiri, BNI, BRI, Permata. Flat Rp 4,000–6,000 fee. Real-time settlement.
Credit/debit cards
Visa, Mastercard, JCB. 2.9% + Rp 2,000 fee. 3D Secure supported automatically.
FAQ
Payments questions
No. ShopTopia never touches your sales proceeds. All settlement is between Xendit and your bank account directly.
QRIS and e-wallets: H+1 business day. Bank VAs: real-time on transfer. Cards: H+2 to H+3 business days.
Yes. Stripe connects via the same flow. For stores with mostly international customers, Stripe as default fits better.
Xendit gives specific reasons. Usually solvable with extra documents. Meanwhile WhatsApp checkout + manual transfer keeps working.
Run your own store,win back repeat orders from the marketplaces.
Live today, not next weekWhatsApp support included