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Payments
Xendit
Primary payment gateway for Indonesia
Xendit handles all ShopTopia online payments in Indonesia: QRIS, e-wallets (GoPay/OVO/DANA/ShopeePay), bank VAs, and cards. BI-licensed as a Payment System Service Provider.
Open website xendit.coCapabilities
What you can do
- Generate invoices with multiple payment methods at once.
- Real-time webhooks for order status updates (PAID, EXPIRED, REFUNDED).
- Automatic settlement to your bank account per payout schedule.
- Separate Xendit dashboard for financial reports and refunds.
Setup
How to enable it
- Open ShopTopia Dashboard → Payments → click "Connect Xendit".
- Log in or sign up at Xendit (free).
- Upload KTP + business documents for verification (1–3 business days).
- Once approved, all payment methods auto-activate.
Cost
What to know about cost
Per-transaction fees: QRIS 0.7%, e-wallets 2–2.5%, bank VAs flat Rp 4,000–6,000, cards 2.9% + Rp 2,000. ShopTopia does not add a surcharge.
FAQ
Questions about this integration
Yes, your own Xendit account, so proceeds land in your bank account directly. ShopTopia facilitates the connection, doesn't hold your funds.
Xendit gives specific reasons. Usually solvable with additional documents. While waiting, WhatsApp checkout and manual transfer keep working.
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